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Some institutions will contact you before or immediately after declining a card because of unusual activity.You might clear up the whole mess before leaving the checkout counter if the credit card company can reach you.Your card is valid and you’re under your spending limit, but you still can’t make purchases online.

Then, mentally deduct that amount from your card’s available balance.

You may also wish to carry a backup card just in case.

Make sure you notify the issuers of those cards about your overseas travel plans.

If the expiration date on your card has passed, you won’t be able to make purchases.

Keep track of when your cards will expire and start looking for the replacement in the mail several weeks in advance.


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